financial education for the next generation

Like many young adults, Evan Leaphart found himself struggling with debt. He had never learned good financial habits growing up, an issue that isn’t unique to just his childhood. He realized there was an immense need for children to learn and practice building credit from a young age. In 2018, Leaphart decided to create a solution. Using fun and innovative technology, he founded the Kiddie Kredit app, a tool for parents to prepare their kids for the risks of credit. 

“Most children don’t learn good financial habits early on, which causes problems later in life,” Leaphart told BLK OCEANS. “Kiddie Kredit’s primary goal is to create a younger generation of financially astute individuals with a high comprehension of credit, eliminating the pitfalls that come with falling early into debt with high-interest rates.”

Kiddie Kredit simplifies credit in a way children (ages 4 - 12) can understand and enjoy. The program works as a chore tracking app. It assigns credit value based on the number of chores your child performs. If your child does all of their chores well and on time, they're awarded a “Kredit” score, teaching children how credit works in real-time. 

As parents, we try to impart essential life lessons to ensure our children can live independently when they are adults. Unfortunately, financial literacy is rarely a part of a child’s early life lessons. Kiddie Kredit has become an effective tool for many families and they are thrilled with the results they’ve seen at home. 

“I’ve been looking for tools to help my kids become more financially literate for a while, and it’s finally here,” says one parent testimonial. “Kiddie Kredit has helped breakdown the importance of good credit to my kids. Not only is it teaching them discipline, but it’s also helping them understand the consequences of not completing tasks, and how it affects their score.”

Follow Kiddie Kredit on Instagram to learn more.